Are you thinking about coming to the United States by car from Canada? You’re probably wondering whether a Canadian with a Canadian license can drive in the U.S.
Fortunately, the rules for driving in the U.S. as a Canadian are relatively flexible. Read on to learn what’s required for your driver’s license and car insurance.
- Canadians can drive in the U.S. with a valid Canadian driver’s license; you don’t need an international driver’s permit.
- You can drive within U.S. borders for up to six months using your Canadian driver’s license.
- If you plan to move to the United States, you’ll want to convert your Canadian license to a U.S. license within your chosen state of residency soon after relocating.
Can you drive in the U.S. with a Canadian license?
Thankfully, Canadian residents can drive in the United States with a Canadian driver’s license, even if they are driving a Canadian car with Canadian plates on their vehicle, according to Mark Friedlander, director of corporate communications for the Insurance Information Institute in St. Johns, Florida. He adds that this makes it easy for thousands of Canadians who spend their winters in warmer states.
Per the Government of Canada, “Canadians with a provincial or territorial driver’s license do not need an international driver’s permit to drive in the U.S.”
How long can I drive in the U.S. with a Canadian license?
Rest assured that a current Canadian driver’s license is accepted in the United States. Due to reciprocal agreements regarding driver’s licenses between the U.S. and Canada, you may drive with your Canadian license within the U.S. borders for six months.
If you plan to stay in the United States for longer than six months, check with the state where you plan to stay to ensure your license will be valid for your trip.
While you’re vacationing, you don’t need to take additional measures; your Canadian license and insurance will suffice for your duration in the U.S.
But if you become a resident instead of a visitor to the United States, the state where you reside will typically require you to exchange your Canadian license for a state license.
“When relocating from Canada to the United States, you’ll need to register your car with the DMV in the state where you’ll be living. Once you’ve done that, you can purchase car insurance in the U.S. and start the process of transferring your Canadian license to an American driver’s license,” according to Progressive.
Can I convert my Canadian driving license to a U.S. driver’s license?
You can transfer a Canadian license to a U.S. driver’s license, but every state has different rules and requirements. For example, this license conversion is allowed in Massachusetts if you meet the following conditions:
- Present a certified driving record from the country or territory, dated within the last 30 days.
- Pass an eye test.
- If your license has expired for more than a year, you must complete both a written and road test.
- Maintain valid immigration status for a minimum of 12 months. If your immigration status is less than 12 months, you are ineligible for a Massachusetts driver’s license.
Meanwhile, in New York State, you must apply for a driver’s license within 30 days of becoming a resident. However, you can exchange an out-of-state or Canadian driver’s license for a New York State driver’s license, which must contain your photograph, not be under suspension or revocation, and meet other specified requirements.
In some states, upon completing the license conversion process by the DMV, you will be issued a temporary photo-imaging license, valid for 30 days. Your permanent license will be delivered by mail thereafter.
How to get a U.S. driver’s license as a Canadian
If you plan to move from Canada to the United States, it’s necessary to register your vehicle with the Department of Motor Vehicles (DMV) in your new state of residence. After completing this step, you must obtain car insurance in the U.S. and transition your Canadian driver’s license to an American one; if you’ve never had a license, you can apply for a state driver’s license, which entitles you to drive anywhere in the United States.
Do I need car insurance when driving with a foreign license in the U.S.?
Most Canadian car insurance companies will extend coverage to your Canadian vehicle in the U.S. for up to six months. However, it’s essential to note that certain insurers may offer longer or shorter coverage periods, so it’s advisable to review your insurer’s stipulated time constraints and restrictions regarding how long your vehicle can remain outside Canada. There are also instances where you might be required to pay an extra premium to maintain coverage beyond the standard timeframe.
If you have a Canadian or other foreign driver’s license, you can obtain car insurance in the U.S. This can be recommended under different circumstances, including if you are visiting America as a tourist, traveling to the United States for business reasons, residing in the USA temporarily, or enrolled in an American school.
What happens if I’m involved in a traffic violation or accident with a foreign license?
Typically, if you receive a traffic ticket in the United States while driving with a foreign driver’s license, you may face fines or have points added to your driving record in your home country. If you hold an international driver’s license and receive a ticket while visiting the U.S., it will likely be reported to your home country. Depending on the laws there, you may need to pay the fine or deal with legal consequences.
If you are involved in or cause a car accident while driving in the United States, the laws of the state where the accident occurs will typically determine your rights and available remedies. In most states, individuals can pursue legal action for pain, suffering and any financial losses incurred. Most Canadians, whether not at fault or partially at fault for a car accident and injured by an uninsured or underinsured driver, can seek compensation for the financial shortfall from their own car policy.
The good news is that, if you have Canadian car insurance when driving in America, you should automatically hold some form of Statutory Accident Benefit insurance to cover immediate medical and rehabilitation expenses.
Before driving in the U.S. as a Canadian, contact your car insurance company and learn the extent to which you’ll be covered in the event of a U.S. accident, and consider purchasing extra coverage if necessary.
Also, before driving in the United States, research their laws and understand the potential consequences and penalties for receiving a ticket or being involved in an accident.
The bottom line
It’s essential to understand the facts about driving laws, car insurance and what’s covered before you visit the United States and attempt to drive there. If in doubt, consult with your Canadian insurance carrier and the Department of Motor Vehicles within the state(s) you plan to drive in, well before traveling.
Resources & Methodology
Sources
Cayuga County Clerk. “Moving to New York.” Accessed April 2024.
Government of Canada. “International Driving Permit.” Accessed April 2024.
Mass.gov. “Information for converting certain foreign driver’s licenses.” Accessed April 2024.
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