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Typically, a lienholder will require you to have the state minimum liability coverage on your vehicle, plus list them as an “additional insured.” The insurance company should list the lienholder on your insurance policy if you provide this information, and they will send a declarations page to the lienholder.

Any lienholder, additional interest or loss payee will receive an insurance notification. A copy of the declarations page and/or policy status forms are mailed to them. In addition, each insurance company’s service department can provide a copy of any proof if the lienholder needs additional proof. You should not need to request documents to be sent to the lienholder; it is an automatic process.

 — Michelle Megna contributed to this story.

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author-img Prachi Singh Contributing Writer
Prachi is an insurance writer with a master’s degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
author-img Laura Longero Executive Editor
Laura Longero is an insurance expert with more than 15 years of experience educating people about personal finance topics and helping consumers navigate the complexities of auto insurance. She writes and edits for QuinStreet’s CarInsurance.com, Insurance.com and Insure.com. Prior to joining QuinStreet, she worked as a reporter and editor at the USA Today Network.