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Typically, a lienholder will require you to have the state minimum liability coverage on your vehicle, plus list them as an “additional insured.” The insurance company should list the lienholder on your insurance policy if you provide this information, and they will send a declarations page to the lienholder.

Any lienholder, additional interest or loss payee will receive an insurance notification. A copy of the declarations page and/or policy status forms are mailed to them. In addition, each insurance company’s service department can provide a copy of any proof if the lienholder needs additional proof. You should not need to request documents to be sent to the lienholder; it is an automatic process.

 — Michelle Megna contributed to this story.

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author-img Prachi Singh Contributing Writer
Prachi is an insurance writer with a master’s degree in business administration. She specializes in creating clear, informative content that helps readers understand their insurance options and make smart, confident financial decisions.
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Laura Longero is the editor-in-chief of CarInsurance.com and a Nevada-based insurance expert. With more than 15 years of experience simplifying complex financial and insurance topics, she provides clear, trustworthy guidance to help drivers make confident coverage decisions. She serves as a media spokesperson for CarInsurance.com and has been featured in Consumer Affairs, MotorTrend and Business Insider, and completed the pre-licensing course in Personal Lines Property & Casualty Insurance.