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Written by:
Laura Longero
Executive Editor
Laura Longero is an insurance expert and Executive Editor at CarInsurance.com, where she specializes in helping consumers navigate the complexities of the financial and insurance industries. She has 15 years of experience educating people about finance and car insurance. Prior to joining CarInsurance.com, she worked as a reporter and editor at the USA Today Network. Her expertise provides readers with practical guidance, helping them make informed choices about their financial and insurance needs.
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Reviewed by:
Penny Gusner
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Consumer Analyst/Insurance Expert
Penny has been working in the car insurance business for more than 10 years and has become an expert on procedures, rates, policies and claims. She has seen it all, and working with CarInsurance.com from its inception, she researches the routine and the bizarre with equal enthusiasm. She has three very active children and a husband with a zeal for quirky cars.
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Typically, yes. As the driver of the vehicle, you are responsible for all occupants of your car.

It depends upon your state laws if you can be cited for an adult passenger not wearing their seat belt. In some states, only the adult passenger would be cited in others, the driver and passenger can both be cited for the passenger not using their safety belt.

Key Highlights
  • You are accountable for all the passengers in your car as the driver. 
  • If a passenger in your car who is older than 18 is not wearing a seat belt, you may be issued a ticket depending on your state’s regulations. 
  • Passengers 16 years of age and older who are not wearing seat belts are subject to subsection E. 
  • Contact your state’s Department of Motor Vehicles to learn the rules in your state and if the driver of a vehicle can receive a penalty for a passenger not wearing a seat belt.

For instance, in New York, the driver must ensure that each passenger younger than 16 obeys the law. The driver can be fined $25-$100 and receive three driver’s license penalty points for each violation. And in the front seat, the driver and each passenger must wear a seat belt, one person per belt. The driver and front-seat passengers 16 or older can be fined up to $50 each for failure to buckle up.

In most states, passengers older than 18 (and sometimes older than 16) are the only ones ticketed if they are a passenger and do not wear their seat belts, while in other states, law enforcement can cite both the driver and the passenger when the passenger is not using their seat belt. 

For example, in California, the state vehicle code has three subsections (D, E and F) that apply to citing a vehicle owner, driver and passenger for seat belt violations.

Subsection D states that a person shall not operate a motor vehicle on a highway unless that person and all passengers 16 years of age or over are properly restrained by a safety belt. And then Subsection E goes on to say that a person 16 or older shall not be a passenger in a motor vehicle on a highway unless a safety belt properly restrains that person.

So, subsection D of this CA Law applies to the driver and says he or she can be cited if he or she is not wearing a belt, or is not wearing it properly, or if a passenger is not wearing the belt, regardless of whether the driver is buckled up properly or not.

Subsection E applies to passengers 16 or older who are not using seat belts. We have seen it stated by law enforcement in California that it is possible, and quite common, for them to cite both a driver (who was wearing a seat belt) and the passenger when the passenger was not using their seat belt.

To find out your state’s laws and if the driver of a car can be ticketed for a passenger not wearing their seat belt, contact your Department of Motor Vehicles. Contact your state’s highway patrol if the DMV cannot tell you.

Laura Longero

Ask the Insurance Expert

Laura Longero

Executive Editor

Laura Longero is an insurance expert and Executive Editor at CarInsurance.com, where she specializes in helping consumers navigate the complexities of the financial and insurance industries. She has 15 years of experience educating people about finance and car insurance. Prior to joining CarInsurance.com, she worked as a reporter and editor at the USA Today Network. Her expertise provides readers with practical guidance, helping them make informed choices about their financial and insurance needs.

John McCormick

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John McCormick

Editorial Director

John is the editorial director for CarInsurance.com, Insurance.com and Insure.com. Before joining QuinStreet, John was a deputy editor at The Wall Street Journal and had been an editor and reporter at a number of other media outlets where he covered insurance, personal finance, and technology.

Leslie Kasperowicz

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Leslie Kasperowicz

Executive Editor

Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at CarInsurance.com.

Nupur Gambhir

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Nupur Gambhir

Managing Editor

Nupur Gambhir is a content editor and licensed life, health, and disability insurance expert. She has extensive experience bringing brands to life and has built award-nominated campaigns for travel and tech. Her insurance expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Financial Gym, and the end-of-life planning service.

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Executive Editor

Laura Longero is an insurance expert and Executive Editor at CarInsurance.com, where she specializes in helping consumers navigate the complexities of the financial and insurance industries. She has 15 years of experience educating people about finance and car insurance. Prior to joining CarInsurance.com, she worked as a reporter and editor at the USA Today Network. Her expertise provides readers with practical guidance, helping them make informed choices about their financial and insurance needs.