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How long do points stay on a NJ driving record?
Written by:
Prachi Singh
Contributing Writer
Prachi is an insurance writer with a master’s degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Laura Longero is an insurance expert and Executive Editor at CarInsurance.com, where she specializes in helping consumers navigate the complexities of the financial and insurance industries. She has 15 years of experience educating people about finance and car insurance. Prior to joining CarInsurance.com, she worked as a reporter and editor at the
USA Today Network. Her expertise provides readers with practical guidance, helping them make informed choices about their financial and insurance needs.
Prachi is an insurance writer with a master’s degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Laura Longero is an insurance expert and Executive Editor at CarInsurance.com, where she specializes in helping consumers navigate the complexities of the financial and insurance industries. She has 15 years of experience educating people about finance and car insurance. Prior to joining CarInsurance.com, she worked as a reporter and editor at the
USA Today Network. Her expertise provides readers with practical guidance, helping them make informed choices about their financial and insurance needs.
Question: How long do points stay on a New Jersey license? I have two tickets from five years ago still on my abstract.
the Motor Vehicle Commission (MVC) tracks motorist traffic violations and resulting penalties through a point system. If you are convicted of a moving violation, MVC will penalize you by adding points to your driving record. The NJ MVC keeps a permanent record of the points you’ve earned; however, you can decrease or eliminate your points by remaining violation and suspension-free for one year or by taking qualified driving courses approved by MVC.
In NJ, if you get six or more points within three years on your driving record, you will be charged a $150 surcharge and then $25 for every point received after six. Your license will be suspended if you get 12 or more points. You will receive a notice of scheduled suspension by mail.
You will only get points on your record for moving violations, such as improper passing, speeding, failure to yield or stop, reckless driving, etc. Points are not assessed for parking and other violations.
Ways in which to get point deductions:
One year with no violations or suspensions can result in three points being reduced. The year begins on date of violation or most recent license restoration.
Taking a Defensive Driving Program can result in a two-point deduction. This may be used to subtract points once every five years.
Taking a Driver Improvement Program can reduce your point count by three. This may be used to subtract points once every two years.
Probationary Driver Program may result in a three-point deduction.
Your insurance company might not factor these deductions into your insurance rate, so you might still see a relatively high liability insurance rate.
Motor vehicle points can be reduced or deducted from your accumulative point total that counts toward a license suspension. However, they will remain as part of your New Jersey driving record.
New Jersey Motor Vehicle Commission. “Surcharges.” Accessed December 2022.
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Laura Longero
Executive Editor
Laura Longero is an insurance expert and Executive Editor at CarInsurance.com, where she specializes in helping consumers navigate the complexities of the financial and insurance industries. She has 15 years of experience educating people about finance and car insurance. Prior to joining CarInsurance.com, she worked as a reporter and editor at the
USA Today Network. Her expertise provides readers with practical guidance, helping them make informed choices about their financial and insurance needs.
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John McCormick
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John is the editorial director for CarInsurance.com, Insurance.com and Insure.com. Before joining QuinStreet, John was a deputy editor at The Wall Street Journal and had been an editor and reporter at a number of other media outlets where he covered insurance, personal finance, and technology.
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Leslie Kasperowicz
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Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at CarInsurance.com.
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Nupur Gambhir
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Nupur Gambhir is a content editor and licensed life, health, and disability insurance expert. She has extensive experience bringing brands to life and has built award-nominated campaigns for travel and tech. Her insurance expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Financial Gym, and the end-of-life planning service.
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Prachi is an insurance writer with a master’s degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.