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What is a prayer for judgement in North Carolina?
A prayer for judgement in North Carolina is a guilty plea to an offense that isn't entered into your record.
Laura Longero is an insurance expert and Executive Editor at CarInsurance.com, where she specializes in helping consumers navigate the complexities of the financial and insurance industries. She has 15 years of experience educating people about finance and car insurance. Prior to joining CarInsurance.com, she worked as a reporter and editor at the
USA Today Network. Her expertise provides readers with practical guidance, helping them make informed choices about their financial and insurance needs.
John is the editorial director for CarInsurance.com, Insurance.com and Insure.com. Before joining QuinStreet, John was a deputy editor at The Wall Street Journal and had been an editor and reporter at a number of other media outlets where he covered insurance, personal finance, and technology.
Laura Longero is an insurance expert and Executive Editor at CarInsurance.com, where she specializes in helping consumers navigate the complexities of the financial and insurance industries. She has 15 years of experience educating people about finance and car insurance. Prior to joining CarInsurance.com, she worked as a reporter and editor at the
USA Today Network. Her expertise provides readers with practical guidance, helping them make informed choices about their financial and insurance needs.
John is the editorial director for CarInsurance.com, Insurance.com and Insure.com. Before joining QuinStreet, John was a deputy editor at The Wall Street Journal and had been an editor and reporter at a number of other media outlets where he covered insurance, personal finance, and technology.
The prayer for judgement, or PJC, is unique to North Carolina. A prayer for judgement is a guilty plea that asks that the offense isn’t entered into the record against you. Prayers for judgement can only be used once per household in three years per insurance policy. However, the North Carolina DMV permits a maximum of two PJCs within five years.
A prayer for judgement is prohibited for the following moving violations:
Impaired driving: A PJC may not be entered for any impaired driving offense sentenced under G.S. 20-179 because sentences under that provision are mandatory.
Speeding: A PJC may not be entered on a charge of speeding more than 25 mph over the speed limit.
Passing a stopped school bus: You cannot qualify for a PJC if you pass a stopped school bus.
Key Highlights
A prayer for judgement is a guilty plea in North Carolina that asks that the offense isn’t entered into the record against you.
A prayer for judgement is prohibited for impaired driving, speeding 25 mph over the limit or passing a school bus.
What are the conditions for a prayer for judgement?
The conditions typically include that if, within a specific period, the accused repeats the crime or a similar one, they will face both charges. However, if the accused stays clean for the required period, the record is expunged and the accused will face no trial or punishment for the alleged offense. In North Carolina, the probationary period is typically three years.
But the petition isn’t guaranteed — a PFJ can result in increased car insurance costs, license suspension and license points. And whether you receive a prayer for judgement continued is up to the court’s discretion.
If you have used the prayer for judgement plea for a traffic offense or other type of violation of the law in North Carolina, then you should have been advised of the conditions you must follow.
Which violations don’t allow for a prayer for judgement?
A prayer for judgement isn’t an option for a DWI charge or speeding tickets for driving more than 25 mph over the speed limit. And remember: A successful petition is at the judge’s discretion.
Laura Longero is an insurance expert and Executive Editor at CarInsurance.com, where she specializes in helping consumers navigate the complexities of the financial and insurance industries. She has 15 years of experience educating people about finance and car insurance. Prior to joining CarInsurance.com, she worked as a reporter and editor at the
USA Today Network. Her expertise provides readers with practical guidance, helping them make informed choices about their financial and insurance needs.
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John McCormick
Editorial Director
John is the editorial director for CarInsurance.com, Insurance.com and Insure.com. Before joining QuinStreet, John was a deputy editor at The Wall Street Journal and had been an editor and reporter at a number of other media outlets where he covered insurance, personal finance, and technology.
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Leslie Kasperowicz
Executive Editor
Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at CarInsurance.com.
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Nupur Gambhir
Managing Editor
Nupur Gambhir is a content editor and licensed life, health, and disability insurance expert. She has extensive experience bringing brands to life and has built award-nominated campaigns for travel and tech. Her insurance expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Financial Gym, and the end-of-life planning service.
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Laura Longero is an insurance expert and Executive Editor at CarInsurance.com, where she specializes in helping consumers navigate the complexities of the financial and insurance industries. She has 15 years of experience educating people about finance and car insurance. Prior to joining CarInsurance.com, she worked as a reporter and editor at the
USA Today Network. Her expertise provides readers with practical guidance, helping them make informed choices about their financial and insurance needs.