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Spotlight on trends: Essential reads in auto insurance

Dive into our expert stories that simplify car insurance trends in this dynamic market.

What you need to know about usage-based insurance and telematics
Wider adoption of usage-based insurance technology and connected-car telematics could provide drivers and insurance companies with benefits.
Trends over time: U.S. auto insurers’ rates
Premium insurance rates continue to trend upward in 2024, and car insurance consumers saw double-digit increases in 43 states in 2023.
Survey: Most Americans don’t have plans to buy an electric vehicle
CarInsurance.com survey finds that more than half of U.S. drivers have no plans to buy an EV. Only a quarter of the respondents said they intend to buy a battery-powered vehicle.
How AI affects your car insurance rates
Want to know how AI could affect your car insurance rates? In cars with connected devices, AI can create a profile of your driving habits, which an auto insurer can use to customize your policy.

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Car insurance for teens is pricey, but it’s cheaper to add a teen to your policy than for them to have their own policy. It costs $3,594 per year to add a...
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After a speeding ticket, your insurance rates will likely increase. The size of the increase varies based on where you live, how fast you were going and your...
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Car insurance rates by state in 2025

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Auto insurance rates by state change drastically based on your ZIP code and other factors. See how your state ranks for average insurance rates and which states...
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Why does my insurance keep going up? Here’s what to do when car insurance rates increase

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How much does it cost to add a teenager to car insurance?

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January 8, 2025

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How much is car insurance for a 16-year-old?

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Guide to non-owner SR-22 insurance: What to do if you need SR-22 insurance without a car

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Make informed decisions with auto insurance calculators

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Rates by ZIP Code
Tailored rates for your location

Our innovative tool provides average car insurance rates specific to your ZIP code, age and coverage level. Compare car insurance rates from up to six major insurers for the same policy.

Impact of location on insurance rates

With our tool, you can find out how much rates vary by location. Rates by ZIP tool is particularly useful for those moving to a new area, considering a new insurance carrier, or simply exploring options to reduce their current insurance premiums.

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Rates for Teen Drivers
Teen driver insurance calculator

CarInsurance.com’s teens car insurance calculator takes the guesswork out of finding the best rates, ensuring your new driver hits the road with peace of mind.

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FAQs: Auto insurance news, trends and insights

Our comprehensive coverage is designed to answer consumers’ most common insurance questions. See how technology, legislative changes and other developments are affecting the insurance industry.

  • What are the latest trends in car insurance?

    One notable trend is the increasing adoption of usage-based car insurance (UBI) policies. This approach utilizes telematics technology to monitor a driver’s behavior and vehicle usage, enabling insurance companies to offer personalized rates. Another emerging trend is the growing importance of electric vehicle (EV) insurance policies as the adoption of EVs rises globally. Insurers are adapting to cover electric vehicles’ unique risks and needs in AI and machine learning, such as battery replacement and specific damage risks.

  • How are technological advancements impacting car insurance?

    Technological advancements in AI and machine learning are revolutionizing the car insurance sector by enhancing risk assessment, fraud detection and customer service. AI algorithms can analyze vast amounts of data to accurately predict risk, enabling insurers to offer more competitive rates. Additionally, chatbots and virtual assistants are improving customer interaction and claim processing times, increasing overall satisfaction.

  • Which tools can help me find cheap car insurance?

    Get average rates for thousands of vehicles by make and model: Average Car Insurance Rates for Used Cars tool.

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