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Insuring your Honda Civic
Compare the car insurance rates for the Honda Civic and its competitors, and know its standard safety equipment and crash test ratings. Skip to article
Written by:
Prachi Singh
Contributing Writer
Prachi is an insurance writer with a master’s degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Laura Longero is an insurance expert and Executive Editor at CarInsurance.com, where she specializes in helping consumers navigate the complexities of the financial and insurance industries. She has 15 years of experience educating people about finance and car insurance. Prior to joining CarInsurance.com, she worked as a reporter and editor at the
USA Today Network. Her expertise provides readers with practical guidance, helping them make informed choices about their financial and insurance needs.
Prachi is an insurance writer with a master’s degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Laura Longero is an insurance expert and Executive Editor at CarInsurance.com, where she specializes in helping consumers navigate the complexities of the financial and insurance industries. She has 15 years of experience educating people about finance and car insurance. Prior to joining CarInsurance.com, she worked as a reporter and editor at the
USA Today Network. Her expertise provides readers with practical guidance, helping them make informed choices about their financial and insurance needs.
In 1973, the Honda Civic was 139 inches long — smaller than the modern Mini Cooper — and weighed about 1,500 pounds. It was powered by a tiny four-cylinder engine that developed 50 horsepower. In the way of luxuries, it offered an AM radio.
The National Highway Traffic Safety Administration (NHTSA) didn’t crash-test a Civic until 1979 when it earned one star on the agency’s five-star scale.
Four decades later, the Civic has entered its ninth generation. It is 3 feet long and twice as heavy as those first models; it can be powered by gasoline, natural gas, or electricity; and has airbags, stability control, and antilock brakes. It is among the Insurance Institute for Highway Safety’s Top Safety Picks and a perennial best-seller in the U.S. marketplace.
The only thing the 1973 Civic and today’s model have in common is four wheels. One was a college-student special; the other is a sophisticated family car. Direct comparison is impossible.
Compare insurance rates on Honda vehicles
Below we’ve gathered some comparison rates for the new Civic and its competitors, for new Civic models, and for recent model years. Even if you drive the same kind of car we used in the sample rates, you may drive more miles, have better credit, or live in a less risky area. Those factors can change rates dramatically, as can the insurance company involved.
We typically see quotes for the same driver differing by hundreds or even thousands of dollars from company to company.
The only way to know for sure is to get a quote — or get several at once, as you can with online quote-comparison engines. (Learn how to compare rates.)
— Michelle Megna contributed to this story.
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Laura Longero
Executive Editor
Laura Longero is an insurance expert and Executive Editor at CarInsurance.com, where she specializes in helping consumers navigate the complexities of the financial and insurance industries. She has 15 years of experience educating people about finance and car insurance. Prior to joining CarInsurance.com, she worked as a reporter and editor at the
USA Today Network. Her expertise provides readers with practical guidance, helping them make informed choices about their financial and insurance needs.
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John McCormick
Editorial Director
John is the editorial director for CarInsurance.com, Insurance.com and Insure.com. Before joining QuinStreet, John was a deputy editor at The Wall Street Journal and had been an editor and reporter at a number of other media outlets where he covered insurance, personal finance, and technology.
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Leslie Kasperowicz
Executive Editor
Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at CarInsurance.com.
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Nupur Gambhir
Managing Editor
Nupur Gambhir is a content editor and licensed life, health, and disability insurance expert. She has extensive experience bringing brands to life and has built award-nominated campaigns for travel and tech. Her insurance expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Financial Gym, and the end-of-life planning service.
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Prachi is an insurance writer with a master’s degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.