Estimating the cost of car insurance in Nevada depends on factors such as age, driving record, ZIP code, and the vehicle you drive.

CarInsurance.com’s auto insurance rate calculator uses your basic details to estimate car insurance costs in Nevada for three different coverage levels: Full coverage, liability only (limits of 50/100/50) and state minimum coverage. Use the calculator below to find your average insurance rates.

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Nevada Car Insurance Calculator

Get an estimate for your car insurance costs based on your ZIP & driver profile.
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Why we ask?
Rates can vary from 54% less than the national average to 441% more for different ZIP codes.
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Are you currently insured?
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Do you own a car?
Why we ask?
* If you own a vehicle you can choose your coverages and limits. However, leasing and financing companies require you carry comprehensive and collision coverage, plus leased vehicles must carry higher liability limits.
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What is your age?
Why we ask?
* Car insurance rates vary by age. This helps us give you a better estimate. Estimates can vary from being 22% less than the national average to being 77% more than it, based on the age group.
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Are you a homeowner?
Why we ask?
* Being a homeowner may reduce your auto insurance rates, and if you bundle your auto and home policies with the same insurance company, you can save up to 12%.
YOUR ESTIMATED CAR INSURANCE PLANS
for ZIP , , Car , Age
Unfortunately, we're unable to provide insurance rates for the requested ZIP code. However, we can offer you the insurance rates for a nearby ZIP .
State Minimum
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Bodily Injury
$25k/$50K
Property Damage
$15k
Collision
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Comprehensive
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BEST PRICE
Standard Liability
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Bodily Injury
$50k/$100K
Property Damage
$50k
Collision
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Comprehensive
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RECOMMENDED
BEST PROTECTION
79 percent of insured drivers preferred
Full Coverage
---*/MO.
Bodily Injury
$100k/$300K
Property Damage
$100k
Collision
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Comprehensive
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* In the table above for State Minimum Protection, we are showing only BI and PD for minimum requirements but that the rate shown in State Minimum Protection includes all coverage your state requires. You can find more details about your state here at Minimum Requirements by States. "State minimum" and "Standard Liability" policies are typically minimum or low-limit policies, providing bare-bones coverage. While these policies have lower rates, we recommend higher limits to ensure sufficient coverage should an accident or vehicle damage occur. "Full Coverage" policies will provide better coverage for you and your vehicle, as they have higher liability limits, plus include coverage for your vehicle through collision and comprehensive insurance. These policies offer the most financial protection should you have to file a claim.
Key Highlights
  • Car insurance calculator is a valuable tool in estimating the cost of car insurance in Nevada.
  • The average annual cost of a full coverage policy in Nevada with liability limits of 100/300/100 is $2,060 or $172 per month.
  • Minimum liability coverage in Nevada costs around $720 per year, based on CarInsurance.com’s data analysis.

Car insurance calculator Nevada: How to get auto insurance estimates

CarInsurance.com editors recommend comparing quotes from at least three different car insurance companies when your policy is up for renewal. You can use online quoting tools to find car insurance estimates.

Because each insurer uses its own rating system, they weigh factors like age and driving history differently. If you get a ticket, one insurer may increase your premium by 5%, while another could raise it by 20%.

What factors affect car insurance estimates in Nevada?

Insurance estimates vary between states because of different insurance laws. In tort insurance states, the driver who caused the accident is responsible for covering the damages, and this often involves litigation to determine fault and damage costs.

Unlike tort laws, no-fault insurance laws in several U.S. states streamline the process by having each party’s insurance cover their own injury costs, regardless of who caused the accident.

Learn about the 10 most important factors that affect car insurance rates

Calculate new car insurance rates in Nevada by car model

When you’re shopping for a new vehicle, get quotes for car insurance so you can factor that cost into your overall car budget. If you’re looking for an affordable policy, cars that are the cheapest to insure have smaller engines and more safety features. On the other hand, sports cars and luxury vehicles are pricier for car insurance.

Vehicle typeAverage annual rates
Convertible$2,270
Electric$2,455
Hatchback$1,926
Hybrid$2,078
Luxury Car$2,558
Luxury SUV$2,262
Minivan$1,842
Performance SUV$2,585
Sedan$2,047
Sports Car$2,632
Station Wagon$2,127
SUV$1,868
Truck$2,000
Van$1,764

“The best way to get car insurance quotes is to comparison shop – making sure you are comparing apples to apples. The internet is a great resource to compare insurance products – be sure to line up the exact dollar coverage and any riders included as well,” says James Brau, Joel C. Peterson professor of finance at Brigham Young University’s Marriott School of Business. “If you’re calling specific insurance companies, have them email written quotes to make sure there is no misunderstanding. Oftentimes, lower-cost insurance quotes don’t offer as much protection as higher-priced premiums, so it is an exercise in comparing apples to oranges.”

You can estimate your car insurance rates in Nevada by entering your vehicle’s make and model into the calculator below.

Insurance rates by car model

Insurance rates by car model

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Nevada car insurance estimates for used cars

Car insurance estimates for used cars in Nevada are typically lower than new vehicles. Insurance rates can vary based on the car’s age, make, model and driving history. It’s important to compare quotes from multiple insurers to find the most affordable coverage for your used car in Nevada.

Use the car insurance calculator below to estimate your rates in Nevada for used cars by make and model.

Used car insurance calculator

Average insurance rates for your used car

Calculate your used car insurance coverage needs in a few simple steps
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Car is already added..!!
Confidential All the information you provide for this calculator will be kept confidential. We will not ask you for any information that can be used to contact you unless you request a quote.

FAQ: How to estimate car insurance rates before buying a car in Nevada

How much auto insurance do I need in Nevada?

The amount of car insurance you require is based on your financial situation, the value of your car and your risk tolerance. For financed or leased vehicles, your lender may ask you to purchase comprehensive and collision coverage, which, when combined with liability, is known as full coverage.

Each state, including Nevada, has different minimum insurance requirements. However, these minimums provide only basic coverage and often fail to offer sufficient financial protection in the event of a severe car accident.

RequirementsCoverage limits
Minimum bodily injury liability$25,000 per person, $50,000 per accident
Minimum property damage liability$20,000 per accident

Check out our detailed guide on how much car insurance you need

How much does car insurance cost in Nevada per month?

The monthly cost of full coverage car insurance in Nevada, including collision, comprehensive, and 100/300/100 liability, is $172. For state minimum liability, it’s $60 per month, while liability coverage with 50/100/50 limits costs $87 monthly.

Does your age impact how much you pay for insurance in Nevada?

Young drivers often pay more for car insurance in Nevada due to their lack of driving experience and statistically higher risk of getting into accidents. Insurance companies use this data to calculate risk, and this factor is built into the premiums that young drivers pay.

Additionally, young drivers are more likely to engage in risky behaviors such as speeding and distracted driving, further increasing the cost of their car insurance.

Explore our comprehensive guide on average car insurance rates by age

Resources & Methodology

Methodology

CarInsurance.com editors collected rates from Quadrant Information Services for a 40-year-old male with a good insurance score and a 12-mile commute. The rates are for a full coverage policy with limits of 100/300/100 and a $500 deductible.

We analyzed 28,561,720 insurance quotes for 1,439 makes and models from 58 national and regional insurance companies across 510 ZIP codes.

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Meet our editorial team
author-img Shivani Gite Contributing Writer
Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. When not writing, you can find her reading a book or watching anime.
author-img Laura Longero Executive Editor
Laura Longero is an insurance expert with more than 15 years of experience educating people about personal finance topics and helping consumers navigate the complexities of auto insurance. She writes and edits for QuinStreet’s CarInsurance.com, Insurance.com and Insure.com. Prior to joining QuinStreet, she worked as a reporter and editor at the USA Today Network.